Health insurance plans for your trip to Nigeria
Short-term health cover in Nigeria from Phillips HMO, a Nigerian health maintenance organisation (HMO). Every plan covers hospital admission, diagnostics, emergency assistance and evacuation. Plans differ in ward type, scans and hospital access.
$50
/monthThe essentials, for a short, straightforward trip.
Hospital access: Category A
What's included
Emergency assistance
15 days in hospital per trip
Basic diagnostics
Emergency evacuation
Essential prescription drugs
No commitment. Cancel any time.
$85
/monthA private ward and more scans, for longer or less predictable trips.
Hospital access: Category A + B
What's included
Everything in Silver, plus:
Private ward admission
Enhanced diagnostics
Extended eye care
Higher surgical limits
No commitment. Cancel any time.
$120
/monthThe highest limits and unlimited scans, with the widest hospital access.
Hospital access: Category A + B + C
What's included
Everything in Gold, plus:
Widest hospital access
Unlimited CT scans
Highest cover limits
Comprehensive care
No commitment. Cancel any time.
Every plan also includes telemedicine, roaming across Nigeria, a contact centre, the mobile app and a health-tips newsletter. Renew or extend your plan from your account.
Compare every benefitWhat each health plan covers
Every benefit, side by side. Plans differ most in ward type, scans and hospital access.
$85a month · Gold
- Hospital access
- Category A + B
- Ward type
- Private ward
- Hospital admission days per trip
- Not listed
- Psychiatric care in hospital
- First 3 days
- CT, MRI and Doppler ultrasound
- Two per trip
- Echocardiography, EEG and spirometry
- Two sessions
- Diagnostics
- Enhanced
- Eye care
- Extended
- Surgical limits
- Higher
- Emergency evacuation
- Included
- Emergency assistance
- Included
- Essential prescription drugs
- Included
| Benefit | SilverBuy Silver | GoldBuy Gold | DiamondBuy Diamond |
|---|---|---|---|
| Monthly price | $50 | $85 | $120 |
| Hospital access | Category A | Category A + B | Category A + B + C |
| Ward type | Semi-private | Private ward | Private ward |
| Hospital admission days per trip | 15 days | ||
| Psychiatric care in hospital | First 2 days | First 3 days | First 5 days |
| CT, MRI and Doppler ultrasound | One per trip | Two per trip | Unlimited |
| Echocardiography, EEG and spirometry | One session | Two sessions | Unlimited |
| Diagnostics | Basic | Enhanced | Enhanced + unlimited CT |
| Eye care | Extended | ||
| Surgical limits | Higher | Maximum | |
| Emergency evacuation | |||
| Emergency assistance | |||
| Essential prescription drugs |
Included in every plan
Telemedicine
Get advice from a licensed doctor without going to a hospital.
Roaming across Nigeria
Your health cover applies wherever you go in Nigeria.
Contact centre
Call or message for help with your plan or your care.
Health-tips newsletter
Weekly tips to help you stay well.
Mobile app
Manage, renew or extend your plan from your phone.
How much is travel insurance for Nigeria?
Omanga's travel health insurance for Nigeria costs $50 a month on Silver, $85 on Gold and $120 on Diamond. There's no commitment, and you can cancel any time.
What does each Omanga plan cover: Silver, Gold or Diamond?
Every plan covers hospital admission, diagnostics, emergency assistance and evacuation. The plans differ in ward type, scan allowances and which hospital categories you can use. Diamond opens the most hospitals, including Category C.
What's included on every Omanga plan?
Every plan includes telemedicine with licensed doctors, roaming cover across Nigeria, a contact centre, the mobile app and a health-tips newsletter.
Can I extend my Omanga plan if my trip runs long?
Yes. Renew or extend your plan from your Omanga account. There's no commitment, so you can also cancel any time.
Does Omanga health cover work outside Nigeria?
No. Omanga health cover applies in Nigeria only. Your Omanga wallet works in 50+ African countries, but your health cover doesn't.
How does health insurance work in Nigeria?
In Nigeria, health insurance usually runs through a health maintenance organisation (HMO), which works with a network of partner hospitals. Omanga's cover comes from Phillips HMO: you use the hospitals in your plan's category, and Phillips handles your care through its network.
Keep your plan and your money in one account
Open a free wallet, fund it from USD, GBP or CAD and spend in 50+ African countries. Transfers cost ₦20.
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