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Travel health insurance for your trip to Nigeria

Short-term cover from Phillips HMO, from $50 a month. Hospital care, diagnostics and emergency evacuation included.

No commitment. Cancel any time.

What you get with Omanga health cover

Three plans, one provider, and cover you can renew or cancel from your account.

  • Three plans: Silver, Gold and Diamond

    Three levels of short-term health cover, from $50 a month, so you pay only for what your trip needs.

  • Care from Phillips HMO

    Your plan comes from Phillips HMO, a Nigerian health maintenance organisation (HMO) with its own hospital network.

  • Cover for your trip, not the whole year

    Cover lasts as long as your trip. No annual policy to keep paying for once you're home.

  • Extend your cover if your trip runs long

    Renew or extend your plan from your Omanga account, without starting again.

  • Get care across Nigeria

    See a doctor or go to hospital in Phillips HMO's network, wherever you are in Nigeria.

  • Manage your cover alongside your wallet

    Your plan and your wallet live in one account: one sign-up, one login.

How you get care in Nigeria

Your plan comes from Phillips HMO, which runs its own hospital network in Nigeria. You get care through that network, not through a refund claim. Your plan sets which hospital categories you can use, and Diamond adds Category C.

Compare health plans

Who provides your health cover

Every Omanga plan comes from Phillips HMO, a Nigerian health maintenance organisation (HMO). Buy your plan before you travel and use it when you arrive.

to activate your plan
5 min
plans to choose from
3
hospital categories
A–C
starting price per month
$50

Our partners

  • Phillips HMO
  • Fuspay
  • Zira

Travel insurance for Nigeria: common questions

Can't find your answer? Contact us

What health insurance does Omanga offer for Nigeria?

Omanga Holiday Insurance is short-term health insurance for your trip to Nigeria. It comes from Phillips HMO, a Nigerian health provider with its own hospital network. Cover applies in Nigeria only.

How much is travel insurance for Nigeria?

Omanga's travel health insurance for Nigeria costs $50 a month on Silver, $85 on Gold and $120 on Diamond. There's no commitment, and you can cancel any time.

What does each Omanga plan cover: Silver, Gold or Diamond?

Every plan covers hospital admission, diagnostics, emergency assistance and evacuation. The plans differ in ward type, scan allowances and which hospital categories you can use. Diamond opens the most hospitals, including Category C.

How quickly can I get Omanga health cover?

You can activate a plan from your Omanga account in about five minutes. Buy your plan before you travel to Nigeria.

What's included on every Omanga plan?

Every plan includes telemedicine with licensed doctors, roaming cover across Nigeria, a contact centre, the mobile app and a health-tips newsletter.

Who provides Omanga's health cover?

Phillips HMO provides Omanga Holiday Insurance. It's a Nigerian health maintenance organisation (HMO) with its own hospital network.

Does Omanga health cover work outside Nigeria?

No. Omanga health cover applies in Nigeria only. Your Omanga wallet works in 50+ African countries, but your health cover doesn't.

Can I extend my Omanga plan if my trip runs long?

Yes. Renew or extend your plan from your Omanga account. There's no commitment, so you can also cancel any time.

How does health insurance work in Nigeria?

In Nigeria, health insurance usually runs through a health maintenance organisation (HMO), which works with a network of partner hospitals. Omanga's cover comes from Phillips HMO: you use the hospitals in your plan's category, and Phillips handles your care through its network.

Choose your plan before you travel

Plans start at $50 a month. No commitment, and you can cancel any time.

Compare health plans