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Safety and trust

Is Omanga safe?

What you see before you pay, who provides your health cover, and how to keep your account safe.

How Omanga keeps things clear

  • You see the rate before you pay

    Conversions use the mid-market rate, shown before you confirm. Transfers cost ₦20. Opening the wallet is free.

  • A Nigerian HMO provides your cover

    Phillips HMO provides every Omanga health plan and runs its own hospital network in Nigeria. Omanga isn't the insurer.

  • Help when something looks wrong

    Message us on WhatsApp or email us, and we'll pass your message to the right person.

What Omanga is, and isn't

  • Omanga is a Lagos company for people visiting Nigeria and travelling across Africa.
  • Omanga doesn't issue a card. You pay from your wallet balance.
  • Health cover applies in Nigeria only. The wallet works in 50+ African countries.

Keep your account safe

  • Don't share your PIN, password or one-time codes with anyone.
  • Sign in only through the links on omanga.biz, not links sent to you by message.
  • Use a strong screen lock on the phone you use for your wallet.
  • If something looks wrong, contact us straight away.

Worried about a payment or your account?

Email info@omanga.biz or message us on WhatsApp at +234 809 944 1818.

Safety questions

Can't find your answer? Contact us

Is Omanga safe to use?

You see the mid-market rate before you confirm a conversion, and transfers cost a flat ₦20. Health cover comes from Phillips HMO, a Nigerian health maintenance organisation (HMO). Keep your PIN and one-time codes private, and contact us if something looks wrong.

Who provides Omanga's health cover?

Phillips HMO provides Omanga Holiday Insurance. It's a Nigerian health maintenance organisation (HMO) with its own hospital network.

Does Omanga issue a card?

No. Omanga doesn't issue a card. You pay from your wallet balance, online or in person.

What should I do if I see a payment I don't recognise?

Contact Omanga straight away by email at info@omanga.biz or on WhatsApp at +234 809 944 1818.

Land with everything sorted

Open your free wallet, add health cover, and arrive in Nigeria with both ready.

Open your free wallet