Safety and trust
Is Omanga safe?
What you see before you pay, who provides your health cover, and how to keep your account safe.
How Omanga keeps things clear
You see the rate before you pay
Conversions use the mid-market rate, shown before you confirm. Transfers cost ₦20. Opening the wallet is free.
A Nigerian HMO provides your cover
Phillips HMO provides every Omanga health plan and runs its own hospital network in Nigeria. Omanga isn't the insurer.
Help when something looks wrong
Message us on WhatsApp or email us, and we'll pass your message to the right person.
What Omanga is, and isn't
- Omanga is a Lagos company for people visiting Nigeria and travelling across Africa.
- Omanga doesn't issue a card. You pay from your wallet balance.
- Health cover applies in Nigeria only. The wallet works in 50+ African countries.
Keep your account safe
- Don't share your PIN, password or one-time codes with anyone.
- Sign in only through the links on omanga.biz, not links sent to you by message.
- Use a strong screen lock on the phone you use for your wallet.
- If something looks wrong, contact us straight away.
Worried about a payment or your account?
Email info@omanga.biz or message us on WhatsApp at +234 809 944 1818.
Is Omanga safe to use?
You see the mid-market rate before you confirm a conversion, and transfers cost a flat ₦20. Health cover comes from Phillips HMO, a Nigerian health maintenance organisation (HMO). Keep your PIN and one-time codes private, and contact us if something looks wrong.
Who provides Omanga's health cover?
Phillips HMO provides Omanga Holiday Insurance. It's a Nigerian health maintenance organisation (HMO) with its own hospital network.
Does Omanga issue a card?
No. Omanga doesn't issue a card. You pay from your wallet balance, online or in person.
What should I do if I see a payment I don't recognise?
Contact Omanga straight away by email at info@omanga.biz or on WhatsApp at +234 809 944 1818.
Land with everything sorted
Open your free wallet, add health cover, and arrive in Nigeria with both ready.
Open your free wallet



